Long-Term Care Insurance

Long-Term Care Insurance

For many people, it is difficult to think about a time when routine daily activities may require substantial assistance due to injury, illness, or aging. Long-term care services can be expensive, and costs may continue to rise over time.

Long-term care insurance may help individuals prepare for potential care needs while maintaining more control over the type of care and setting they may prefer. Product availability, benefits, exclusions, limitations, and underwriting requirements vary.